Embed Payments.AI in your platform — every transaction your users run earns you a cut. Full white-label, full API control, zero compliance overhead.
Embed payments in your platform and earn on every transaction your merchants process. You set the fee. We handle the rest.
You define the fee your merchants pay. Our base rate is 2.7% — charge 3.2% and keep the 0.5% spread. Your margin, your rules.
Compliance, disputes, tax, KYC, payouts — all on us. You never become the Merchant of Record. We absorb the liability.
Your platform dashboard shows exactly what you earned — per merchant, per product, per day. Transparent down to the penny.
Calculation based on a 0.5% spread above our 2.7% base rate. Custom revenue share available on Enterprise tier.
Every touchpoint carries your brand. Receipts, bank statements, customer portals — all yours. We stay invisible.
// Configure your platform's bank statement descriptor
const config = await pai.platform.brand.update({
platform_id: "plat_yourplatform",
statement_descriptor: "YOURPLATFORM*", // appears on bank statements
display_name: "YourPlatform Inc.", // appears on receipts
support_url: "https://yourplatform.com/help",
logo_url: "https://yourplatform.com/logo.svg",
});
// Result: WHOP*YOURPLATFORM on every customer statementSmart Routing runs on every transaction. More approvals across your platform means more revenue share in your pocket.
Three API calls to go from zero to live. Create merchants, build checkouts, listen for webhooks.
const merchant = await pai.merchants.create({
name: "Acme SaaS",
external_id: "your_platform_123",
email: "founder@acmesaas.com",
});
// Response:
// {
// id: "mer_abc",
// api_key: "sk_live_...",
// test_key: "sk_test_..."
// }Your platform inherits our compliance posture. No audits. No certifications. No lawyers.
Highest level of payment card security certification
Audited security controls and data handling
Full EU data protection compliance
Identity verification and anti-money laundering
Automated in 200+ countries and jurisdictions
We handle chargebacks and evidence packages
ML-powered risk scoring on every transaction
Liability absorbed as Merchant of Record
Start small, grow without limits. Every tier includes full white-label, smart routing, and compliance coverage.
Up to $100K/mo GMV · 5 merchants
Up to $1M/mo GMV · 50 merchants
Unlimited GMV · Unlimited merchants
Platform access is currently invite-only. Apply above and we'll be in touch within 48 hours.
This isn't theory. We built this because we needed it — and we've been running it at scale for years.
The platform that processes billions and spawned this infrastructure
The payments layer extracted, refined, and made available to every platform
Next in line. Same infrastructure, same scale, your brand.
"We built this because we needed it. ClickFunnels processes billions. We know what breaks at scale — and we built Payments.AI so you never have to find out the hard way."
Apply for platform access and we'll scope an integration plan within 48 hours.
Building something simpler?
PAI Go is for individual AI builders and vibe coders — one skill install, no platform overhead.
See PAI Go for individual merchants